Pre-existing conditions

bga1

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Can someone tell me how Trump is going to protect people with pre-existing conditions if the courts invalidate Obamacare and no one has even proposed a bill to replace it?

Heck, can anyone even tell me why this is a good idea politically?

This is an example of how the left ruins everything. Another new entitlement that never can be taken away and is now a "right." But don't worry, both Trump and the GOP have promised that pre-existing conditions will be protected. It will go back to state insurance pools, unfortunately as the law of the land. The states should have to take care of their own. For example, if a state wants to get all stupid again about lock downs- fine. Make that decision and work out how to insure everyone on your own budget.

Obamacare was awful. It did nothing it promised. It increased premiums, and did not reduce them by 2500 per family a promised. Deductibles have skyrocketed. It didn't come anywhere close to getting everyone insured. It broke the constitution. It was welfare for the insurance companies. It deserves to be sent into the ash bin of history.

Will this move be popular politically? Probably not. The media, the marketing arm of the left, will make Trump out to be a killer if it happens, claim that he is going to let people die, claim that they won't be able to get insurance. Yes the media is totally dishonest. None of that will happen but it will make it a tough sell. People want free things.
 

bga1

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Ten years ago, President Barack Obama signed his eponymous healthcare reform package into law. What does the nation have to show for a decade of Obamacare?

Nothing worth celebrating. Nearly every major provision of the Affordable Care Act has proven a failure. And yet, the Democrats' approach to this failure of government intervention into the healthcare marketplace is to promote yet more government—whether through a new public health insurance option or outright single-payer health care.

Take Obamacare's Medicaid expansion, arguably the reform's most consequential component. In an effort to increase coverage rates, the law made all Americans at or below 138% of the poverty level eligible for Medicaid. That strategy has turned out to be an ineffective and expensive means of trying to safeguard the health of Americans.
https://www.forbes.com/sites/nathanlewis/2020/06/26/changing-the-constitution/
For starters, there's compelling evidence that Medicaid doesn't do much to improve patient health. One famous study compared patients in Oregon who had been randomly selected for Medicaid with a group of uninsured Oregonians. The authors concluded that, after two years, "Medicaid coverage generated no significant improvements in measured physical health outcomes" for enrolled patients as opposed to those with no insurance at all.

In other words, Obamacare brought 17 million Americans into a health program that fails to improve health. And it did so at astronomical cost to taxpayers.


In 2015, average spending on newly-eligible Medicaid enrollees averaged $6,366 per patient—nearly 50% higher than the federal government projected just a year earlier. Medicaid's annual spending totals more than $597 billion, according to the most recent available figures, accounting for one of every six dollars spent on health care in the United States.

The program's exploding costs have put enormous strain on state coffers. States spent an average of 17% of their budgets on Medicaid in 2017. Some states—including Pennsylvania, Rhode Island, and New York—devoted more than one-fifth of their budgets to the program.

At the same time, Obamacare's Medicaid expansion has made it harder for millions of enrollees to find a doctor. Since the program routinely underpays doctors, many physicians refuse to see Medicaid patients. According to one recent study, nearly 30% of doctors who are accepting new patients won't take on Medicaid beneficiaries.

Obamacare has also devastated the private insurance market. Consider the impact of guaranteed issue, which prevents insurers from turning away patients based on their health status, and community rating, which bans companies from charging older Americans more than three times what they charge younger, healthier ones.

The combined effect of these two provisions is to enable patients to forgo coverage until they get sick or injured. As a result, they've deprived insurance markets of the kinds of healthy, low-cost patients whose premiums are needed to offset the cost of care for older, less healthy Americans.

This, in turn, has led insurers to raise premiums. By 2017, individual premiums on the federal health insurance exchanges were more than double what they were the year before the marketplaces opened for business. Today, the average monthly premium for a benchmark exchange plan is $462, nearly 70% higher than in 2014.

That's a far cry from President Obama's infamous 2008 promise that his healthcare plan would cause annual premiums for the typical family to decline by $2,500.

Deductibles for exchange plans are also rising. Average cost-sharing for the typical bronze-level plan exceeded $6,500 in 2020—up more than 27% compared to six years earlier.

As one might expect, these rising prices have put coverage out of reach for many patients who don't qualify for taxpayer subsidies through Obamacare. Among this group, enrollment in the law's exchanges dropped 40% between 2016 and 2018.

We shouldn't be surprised, then, that the uninsured rate is actually rising. Between 2017 and 2018, the uninsured rate rose from 7.9% to 8.5%, representing an increase of more than a million Americans.

After ten years of Obamacare, the cost of coverage is skyrocketing, the nation's uninsured rate is on the rise, and millions of new patients rely on an unsustainable public insurance program that does little to benefit their health.

If the last decade has taught us anything, it's that trusting the federal government to remake the health sector from the top down was a mistake—one Americans can't afford to make again.
 

howeda7

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Can someone tell me how Trump is going to protect people with pre-existing conditions if the courts invalidate Obamacare and no one has even proposed a bill to replace it?

Heck, can anyone even tell me why this is a good idea politically?

psst: They're not. They don't care. They have no plan. You've seen how they responded to the pandemic. Our Federal Government is led by a fool supported by yes men.
 

howeda7

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Beeg you can post 156 paragraphs screaming about "the evil left" all you want. If Trump "wins" this court case, the resulting cluster-#%^ is 100% on Trump and the GOP. 100%.
 

Bad Gopher

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Can someone tell me how Trump is going to protect people with pre-existing conditions if the courts invalidate Obamacare and no one has even proposed a bill to replace it?

Heck, can anyone even tell me why this is a good idea politically?

Make no mistake about the timing of this. Because having COVID will be considered a preexisting condition and because it's long-term effects are sometimes severe and still not completely known, the insurance industry would benefit greatly from this.
 

short ornery norwegian

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At this point "The Republican Health Care Plan" has become an urban myth - in the same class as alligators in the sewers.

We've been hearing about "repeal and replace" for 10 years or longer.

Well, if you're going to repeal, you need to have something to replace it with. If you don't have anything to replace it with, then you have, in essence, been lying to the public for 10 years.

People claim Obama lied or oversold his plan. in some aspects, maybe he did. But the other side doesn't even have a plan.

Apparently, not doing anything is better than trying something that is not 100% successful. I wish I would have know that in college.
 

howeda7

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The R's got crushed in 2018 in large part because of this. Set aside the abject cruelty of trying to kick millions off their healthcare during a pandemic. The fact that they are still doubling down 4 months before the election is stunningly politically inept.
 

bga1

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At this point "The Republican Health Care Plan" has become an urban myth - in the same class as alligators in the sewers.

We've been hearing about "repeal and replace" for 10 years or longer.

Well, if you're going to repeal, you need to have something to replace it with. If you don't have anything to replace it with, then you have, in essence, been lying to the public for 10 years.

People claim Obama lied or oversold his plan. in some aspects, maybe he did. But the other side doesn't even have a plan.

Apparently, not doing anything is better than trying something that is not 100% successful. I wish I would have know that in college.
There are plans. Do you think you are going to read about a good Republican idea in the media? LOL!!! There is no power to execute (Pelosi controls the House and the Senate is not able to get to 60. When there was some power, the RINOs stopped it. The Dems are going to kill the country and the Rs are going to let them. That's what we have going right now.
 

KillerGopherFan

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Beeg you can post 156 paragraphs screaming about "the evil left" all you want. If Trump "wins" this court case, the resulting cluster-#%^ is 100% on Trump and the GOP. 100%.
It was an Forbes article evaluating Obamacare. Not a 156 paragraph screaming about the evil left.

I realize you only post in single paragraphs, but you really should try reading in more than single paragraphs. You might learn something if you take the blinders off.
 

howeda7

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It was an Forbes article evaluating Obamacare. Not a 156 paragraph screaming about the evil left.

I realize you only post in single paragraphs, but you really should try reading in more than single paragraphs. You might learn something if you take the blinders off.
Then post the link instead of copying and pasting an entire article. Any Beeg post that references "the left" in the first sentence is not worth reading further.
 

KillerGopherFan

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Then post the link instead of copying and pasting an entire article. Any Beeg post that references "the left" in the first sentence is not worth reading further.
He did post the link on the original post. Who are you to tell posters what they can or should post? It’s not like it was a smarmy, smart ass post like you so often like to post. And why have I never seen you criticize Broke or Cruze for posting lengthy articles in posts?
 

stocker08

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There are plans. Do you think you are going to read about a good Republican idea in the media? LOL!!! There is no power to execute (Pelosi controls the House and the Senate is not able to get to 60. When there was some power, the RINOs stopped it. The Dems are going to kill the country and the Rs are going to let them. That's what we have going right now.
Oh wow. Great Republican plan here, fellas. Everyone write your senators and demand they vote for this Republican health plan!
 

CutDownTheNet

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They can say that. They have no plan to doing anything but repealing the ACA. Going back to what we had before + mandating that you must cover pre-existing conditions isn't a health care plan and would only result in sky high premiums for everyone. The R's have no plan. This is an outright lie to keep from losing the election. Nothing more.
There are certainly a few people that got a really raw deal with the ACA. Like my brother, who could not afford any health care at all, ever since ACA. But a lot of people benefited from ACA too, probably a lot more than were done wrong by it.

Trump is going to have to drop his "kill the ACA" plank if he wants to get reelected. Otherwise, if Biden can just stay in his basement and say nothing longer than an 8-word sentence and nothing longer than a 2-sentence paragraph, then Biden wins.

The people that he thinks want the kill-the-ACA plank are going to vote for him anyway. Trump better get some better advice for this election, or he's done.

And I'm kinda independent, so I'm trying to look at this impartially.
 

Bad Gopher

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There are certainly a few people that got a really raw deal with the ACA. Like my brother, who could not afford any health care at all, ever since ACA. But a lot of people benefited from ACA too, probably a lot more than were done wrong by it.

Trump is going to have to drop his "kill the ACA" plank if he wants to get reelected. Otherwise, if Biden can just stay in his basement and say nothing longer than an 8-word sentence and nothing longer than a 2-sentence paragraph, then Biden wins.

The people that he thinks want the kill-the-ACA plank are going to vote for him anyway. Trump better get some better advice for this election, or he's done.

And I'm kinda independent, so I'm trying to look at this impartially.
Which is why we need to replace ACA...with something better, not with nothing.
 

CutDownTheNet

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Ten years ago, President Barack Obama signed his eponymous healthcare reform package into law. What does the nation have to show for a decade of Obamacare?

Nothing worth celebrating. Nearly every major provision of the Affordable Care Act has proven a failure. And yet, the Democrats' approach to this failure of government intervention into the healthcare marketplace is to promote yet more government—whether through a new public health insurance option or outright single-payer health care.

Take Obamacare's Medicaid expansion, arguably the reform's most consequential component. In an effort to increase coverage rates, the law made all Americans at or below 138% of the poverty level eligible for Medicaid. That strategy has turned out to be an ineffective and expensive means of trying to safeguard the health of Americans.
https://www.forbes.com/sites/nathanlewis/2020/06/26/changing-the-constitution/
For starters, there's compelling evidence that Medicaid doesn't do much to improve patient health. One famous study compared patients in Oregon who had been randomly selected for Medicaid with a group of uninsured Oregonians. The authors concluded that, after two years, "Medicaid coverage generated no significant improvements in measured physical health outcomes" for enrolled patients as opposed to those with no insurance at all.

In other words, Obamacare brought 17 million Americans into a health program that fails to improve health. And it did so at astronomical cost to taxpayers.


In 2015, average spending on newly-eligible Medicaid enrollees averaged $6,366 per patient—nearly 50% higher than the federal government projected just a year earlier. Medicaid's annual spending totals more than $597 billion, according to the most recent available figures, accounting for one of every six dollars spent on health care in the United States.

The program's exploding costs have put enormous strain on state coffers. States spent an average of 17% of their budgets on Medicaid in 2017. Some states—including Pennsylvania, Rhode Island, and New York—devoted more than one-fifth of their budgets to the program.

At the same time, Obamacare's Medicaid expansion has made it harder for millions of enrollees to find a doctor. Since the program routinely underpays doctors, many physicians refuse to see Medicaid patients. According to one recent study, nearly 30% of doctors who are accepting new patients won't take on Medicaid beneficiaries.

Obamacare has also devastated the private insurance market. Consider the impact of guaranteed issue, which prevents insurers from turning away patients based on their health status, and community rating, which bans companies from charging older Americans more than three times what they charge younger, healthier ones.

The combined effect of these two provisions is to enable patients to forgo coverage until they get sick or injured. As a result, they've deprived insurance markets of the kinds of healthy, low-cost patients whose premiums are needed to offset the cost of care for older, less healthy Americans.

This, in turn, has led insurers to raise premiums. By 2017, individual premiums on the federal health insurance exchanges were more than double what they were the year before the marketplaces opened for business. Today, the average monthly premium for a benchmark exchange plan is $462, nearly 70% higher than in 2014.

That's a far cry from President Obama's infamous 2008 promise that his healthcare plan would cause annual premiums for the typical family to decline by $2,500.

Deductibles for exchange plans are also rising. Average cost-sharing for the typical bronze-level plan exceeded $6,500 in 2020—up more than 27% compared to six years earlier.

As one might expect, these rising prices have put coverage out of reach for many patients who don't qualify for taxpayer subsidies through Obamacare. Among this group, enrollment in the law's exchanges dropped 40% between 2016 and 2018.

We shouldn't be surprised, then, that the uninsured rate is actually rising. Between 2017 and 2018, the uninsured rate rose from 7.9% to 8.5%, representing an increase of more than a million Americans.

After ten years of Obamacare, the cost of coverage is skyrocketing, the nation's uninsured rate is on the rise, and millions of new patients rely on an unsustainable public insurance program that does little to benefit their health.

If the last decade has taught us anything, it's that trusting the federal government to remake the health sector from the top down was a mistake—one Americans can't afford to make again.
> One famous study compared patients in Oregon who had been randomly selected for Medicaid with a group of uninsured Oregonians. The authors concluded that, after two years, "Medicaid coverage generated no significant improvements in measured physical health outcomes" for enrolled patients as opposed to those with no insurance at all.

Most probably, some fairly large percentage of the randomly selected comparison group had no health insurance because they were either extremely healthy to begin with (and so felt little need for health insurance) and/or were rich enough to pay out-of-pocket if some unexpected health disaster came along. Such studies, where a comparison group is selected based on a conditional probability that conditions it for good health results, comparing against another group that is generally known for bad health results, is an invalid study and proves nothing. That was a politically motivated study that had its desired result in mind, and proceeded to set up an invalid study to supposedly prove the point, but it doesn't prove the point, since any statistician worth their salt can see right through it.

Some/many of the other points are valid, however.
 

USAF

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There are plans. Do you think you are going to read about a good Republican idea in the media?
Just curious...how do you know about these plans? I mean, since you cant read about them in the media.

Is there a newsletter?

By the way, how many good plans are there?
 

KillerGopherFan

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It’s an Executive Order. Obama signed a (illegal) DACA EO and the Supreme Court gave it credence by not simply allowing the Trump Administration to nullify it, so Trump can play that game too.

It will change the narrative. Instead of goofs like howie repeating that Trump is against “pre-existing conditions”, Trump will have an EO that supports them. The only way for Democrats to counter his support would be to legally challenge his EO.
 

USAF

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It’s an Executive Order. Obama signed a (illegal) DACA EO and the Supreme Court gave it credence by not simply allowing the Trump Administration to nullify it, so Trump can play that game too.

It will change the narrative. Instead of goofs like howie repeating that Trump is against “pre-existing conditions”, Trump will have an EO that supports them. The only way for Democrats to counter his support would be to legally challenge his EO.
His EO will do what, exactly?

I mean besides "change the narrative."

What?
 

KillerGopherFan

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His EO will do what, exactly?

I mean besides "change the narrative."

What?
I checked Ignored Content, so I’ll respond.

It will do exactly the same thing that Obama did for DACA immigrants. It will be considered law until it’s legally challenged in the courts and overruled.

Helluva way to run a country, but Obama and the SCOTUS set the precedent.
 

USAF

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I checked Ignored Content, so I’ll respond.

It will do exactly the same thing that Obama did for DACA immigrants. It will be considered law until it’s legally challenged in the courts and overruled.

Helluva way to run a country, but Obama and the SCOTUS set the precedent.
What though? What will it do?
 

KillerGopherFan

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WTF. Kinda defeats the purpose of having Ignore if you check the content. Gotta let your tools do the work for you
Every once in a while, my curiosity gets the best of me. If the ignorant are asking questions, an answer may be in order.
 

USAF

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Every once in a while, my curiosity gets the best of me. If the ignorant are asking questions, an answer may be in order.
I AM ignorant on this particular subject.

Waiting for you to tell me what Trump's EO will actually do.

Eliminate DACA?

Establish a new federal health care plan, that treats preexisting conditions?

Carves out statehood for Puerto Rico?

Forbids the Washington football team from changing their nickname?

Builds a spacewall to prevent those murdering, raping, drug dealing aliens from coming into the US from Mars?

What? What will the EO do, oh wise one?
 

justthefacts

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I checked Ignored Content, so I’ll respond.

It will do exactly the same thing that Obama did for DACA immigrants. It will be considered law until it’s legally challenged in the courts and overruled.

Helluva way to run a country, but Obama and the SCOTUS set the precedent.
What will it actually do? Trump says it will be a full and complete health care plan.
 

howeda7

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It’s an Executive Order. Obama signed a (illegal) DACA EO and the Supreme Court gave it credence by not simply allowing the Trump Administration to nullify it, so Trump can play that game too.

It will change the narrative. Instead of goofs like howie repeating that Trump is against “pre-existing conditions”, Trump will have an EO that supports them. The only way for Democrats to counter his support would be to legally challenge his EO.
If the ACA is repealed an EO simply demanding that preexisting conditions be covered will be meaningless. You had cancer? You're covered as required by Dear Leader's EO (Praise Him!). Your monthly premium is $20,000.

Trump has zero understanding of any of this. If the ACA is repealed there needs to be replacement. It can't be replaced with an executive order. There is no plan. Nothing meaningful is happening "in 2 weeks." He's an idiot on this and most other subjects and you're spinning and boot licking as usual.
 
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